Under RESPA exemptions, which of the following would NOT be included?

In the context of the Real Estate Settlement Procedures Act (RESPA), certain transactions are exempt from the regulations to simplify the process under specific circumstances. Single-family homes, which typically have a more straightforward buying process, do not fall under the exemptions provided by RESPA. This means that these transactions are subject to RESPA guidelines, which are designed to protect consumers by ensuring transparency and fair practices in the real estate settlement process.

Residential properties with over 25 acres, temporary construction loans, and assumption mortgages are examples of transactions and types of properties that are often exempt from RESPA requirements. Each of these circumstances involves complexities or characteristics that lead to this exemption. For example, temporary construction loans are typically short-term and may not involve the same level of regulation as long-term residential finance.

In contrast, single-family homes generally involve a more direct path to homeownership, which necessitates the protections and disclosures outlined by RESPA to promote awareness and transparency for buyers. Thus, single-family homes are included under RESPA, leading to the conclusion that they would not be exempt.