What is a key responsibility of brokers regarding health benefits?

Brokers are often self-employed or work as independent contractors, which means that they typically do not receive health benefits through an employer as a traditional employee would. Therefore, they are responsible for obtaining their own health insurance coverage. This responsibility is significant because it impacts their financial planning and strategies for protecting their health and wellbeing. Understanding this aspect of their role is crucial for brokers as it influences the types of insurance products they may need to offer customers, as well as the importance of advising clients on health insurance options available to them.