What is one characteristic of riders in an insurance policy?

The correct response is that riders can customize coverage to better fit individual needs. Riders are additional provisions that can be added to an insurance policy, allowing policyholders to tailor their coverage. This customization means that individuals can enhance their basic policy with specific protections or features that address their unique circumstances or concerns, such as adding a critical illness rider to a life insurance policy, which provides additional benefits in the event of a serious health condition.

Riders are designed to enhance the flexibility of an insurance policy, enabling policyholders to better align their coverage with personal requirements. This characteristic stands out because it empowers users to manage their risks more effectively and add layers of protection that standard policies may not provide.